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Policy information

Policy Benefits

Wintersports cover available upon payment of an additional premium.
Section	Description	Standard Cover & Annual Multi Trip	Excess per Insured	Backpacker Cover Limit	Excess per Insured
A	Cancellation and Curtailment	Up to £5,000	£100 (£20 Loss of deposit)	Up to £2,000	£100 (£20 Loss of deposit)
B	Emergency Medical Expenses and other expenses Including emergency assistance Services	Up to £10,000,000	£100	Up to £3,000,000	£125
C	Hospital Benefit	£15 per day up to £600	N/A	NO COVER	N/A
D	Personal Accident Loss of limbs or sight Permanent Total Disablement Death benefit Death benefit All benefits	Max Benefit £25,000 £25,000 (aged under 66) £25,000 (aged under 66) £5,000 (aged 18 to 65) £2,500 (under 18/over 65) £2,500 (aged 66 and over)	N/ A	Max Benefit £10,000 £10,000 (aged under 46) £10,000 (aged under 46) £5,000 (aged 18 to 45) £2,500 (aged under 18)	N/A
E	Baggage, Baggage Delay and Passport Single Item Limit Valuables Limit in total Passport up to Delayed Baggage	Up to £1,500 £250 £250 £250 Up to £150 (£50 per day)	£100 N/A	Up to £1,000 £150 £150 Up to £100 NO COVER	£100 N/A
F	Personal Money and Documents Cash Limit Cash Limit (aged under18) Documents Limit	Up to £500 £300 £50 £300	£100	Up to £200 £200 £50	£100
G	Personal Liability	Up to £2,000,000	£250	Up to £2,000,000	£250
H	Delayed Departure	£20 per 12 hour period Up to £300	N/A	NO COVER	N/A
I	Holiday Abandonment	Up to £3,000	£100	Up to £2,000	£100
J	Missed Departure	Up to £1,000	£100	Up to £800	£100
K	Catastrophe Cover	Up to £1,000	£100	NO COVER	N/A
L	Mugging Benefit	£40 per day up to £400	N/A	NO COVER	N/A
M	Withdrawl of Services	£50 per day up to £500	N/A	NO COVER	N/A
N	Kennel/Cattery Fees Cover	£20 per day up to £100	N/A	NO COVER	N/A
O	Third Party Supplier Insolvency	Up to £2,000	£100	NO COVER	N/A
P	Overseas Legal Expenses and Assistance	Up to £25,000	£250	Up to £25,000	£250

Q1	Ski Equipment Owned Hired Single Item Limit	Up to £1,000 Up to £500 £250	£100	NO COVER	N/A
Q2	Ski Hire	£20 per day up to £200	N/A	NO COVER	N/A
Q3	Ski Pack	£50 per day up to £300	N/A	NO COVER	N/A
Q4	Piste Closure	£20 per day up to £300	N/A	NO COVER	N/A
Q5	Delay due to Avalanche	Up to £300	£100	NO COVER	N/A

Business cover available upon payment of an additional premium.
R1	Business Equipment Single Item Limit Computer Equipment Single Item Limit Samples Limit Delayed Business Equipment Emergency Courier of Essential Business Equipment	Up to £2,000 £750 £1,500 £500 £100 per day up to £300 Up to £500	£100 N/A £100	NO COVER NO COVER NO COVER	N/A N/A N/A
R2	Business Equipment Hire	£150 per day up to £750	N/A	NO COVER	N/A
R3	Business Money Cash Limit	Up to £1,000 £500	£100	NO COVER	N/A

Golf cover available upon payment of an additional premium.
S1	Golf Equipment Single Item Limit Unreceipted Items Limit Unreceipted Single Item Limit	Up to £1,000 £500 £300 £50	£100	NO COVER	N/A
S2	Golf Equipment Hire	£30 per day up to £300	N/A	NO COVER	N/A
S3	Non Refundable Golfing Fees	£75 per day up to £300	N/A	NO COVER	N/A

Wedding cover available upon payment of an additional premium.
T4	Wedding Cover Single Item Limit Unreceipted Items Limit Unreceipted Single Item Limit	Up to £1,000 £500 £300 £50	£100	NO COVER	N/A

This site is operated by Drakefield Insurance Services Limited. Drakefield Insurance Services is authorised and regulated by the Financial Services Authority, and is an AA Group company.

Drakefield Insurance Services Limited, West Wing, 6 Miles Gray Road, Basildon, Essex SS14 3HJ, UK. Registered in England and Wales. Company Registration Number: 03588184