Medical Screening Telephone: 0845 092 0599
Medical Screening Lines Opening Hours:
8am to 9pm Monday to Friday,
10am to 5pm Saturday and Sunday (including all Public and Bank Holidays - excluding Christmas day)
If You do not comply We may at Our option cancel the policy or refuse to deal with Your claim or reduce the amount of
any claim payment.
1. It is a condition of this policy that You will not be covered under section A - Cancellation or curtailment charges, section
B - Emergency medical and other expenses, section C - Hospital benefit and section D - Personal accident for any claims
arising directly or indirectly from:
a)At the time of taking out this policy:
i) Any Medical Condition You have, or have had, for which You and are taking prescribed medication or are waiting to
receive, or have received treatment (including surgery, tests or investigations) within the last 2 years unless We have
agreed, in writing, to cover You
ii) If You have only one Medical Condition and this is one of those shown in the table of NO SCREEN CONDITIONS* at
the foot of this page then this will be covered under the policy without the need to contact Us.
We cannot provide cover in respect of the following:
ii) Any Medical Condition for which You, a Close Relative or a Travelling Companion have received a terminal prognosis.
iii) Any Medical Condition for which You, a Close Relative or a Travelling Companion have not had a diagnosis.
iv) Any Medical Condition for which You, a Close Relative or a Traveling Companion are on a waiting list for or have
knowledge of the need for surgery, in patient treatment or investigation at a hospital, clinic or nursing home.
v) Any circumstances You are aware of that could reasonably be expected to give rise to a claim on this policy.
Unless You have been given Our agreement.
b) You will not be covered for:
i) Any Medical Condition You have in respect of which a Medical Practitioner has advised You not to travel or would
have done so had You sought his/her advice.
ii) Any Medical Condition for which You are travelling with the intention of obtaining medical treatment (including surgery
or investigation) or advice outside of the United Kingdom or within the Channel Islands.
iii) Any Medical Condition for which You are not taking the recommended treatment or prescribed medication as
directed by a Medical Practitioner.
* NO SCREEN CONDITIONS
(for which You do not have to contact Us if You only have one of these)
Acid reflux
Acne
Attention Deficit Hyperactivity Disorder
(ADHD)
Allergy
(requiring non prescriptive treatment only)
Broken bones
Cataracts
Colds or influenza
Dyspepsia
Eczema
Irritable Bowel Syndrome
Gout
Hayfever
Hypercholesterolaemia
(high cholesterol)
Hysterectomy
(provided carried out more than 6 months ago)
Menopause
Migraine
Psoriasis
Tonsilitis
Underactive thyroid
Varicose Veins
You should also refer to the general exclusions in the full policy wording. |
