You are covered under section B – Emergency Medical Expenses and Section D – Personal Accident sections for the following activities automatically, provided that the activity is on an Incidental basis you do not need to contact Admiral Travel Insurance

Archery

Badminton

Banana boat rides

Baseball

Basketball

Beach games

Bowls

Bungee jump (1)

Camel / Elephant Riding +

Canoeing Grades 1 to 3) Life jacket and helmet must be worn

Clay pigeon shooting +

Cricket

Curling

Cycling (excluding mountain biking)

Dinghy sailing +

Fell walking/running (no climbing)

Fencing

Fishing

Flying as a fare paying passenger in a fully licenced passenger carrying aircraft

Football

GAA Football

Golf

Hiking (under 2,000 metres altitude)

Hockey

Horse riding (up to 7 days, no polo, no hunting or jumping – riding hat to be worn)

Hot air ballooning (organised pleasure rides only)

Husky dog rides

Ice skating (rink)

Jet boating (passenger only) +

Jet skiing +

Jogging

Kayaking (Grades 1 to 3) life jacket and helmet must be worn

Manual Work (bar and restaurant, waitress, waiter, chalet, maids, au pair, nanny and occasional light manual work including retail work and fruit picking but excluding the use of power tools and machinery) +

Marathon running

Motorcycling on public roads (no racing) safety helmet to be worn and must possess a licence allowing you to ride an equivalent motorcycle in the UK +

Netball

Non manual work (including professional administrative or clerical duties only)

Orienteering, (no climbing)

Paintballing (with eye protection) +

Parascending /parasailing (over water)

Passenger on ski-doo +

Passenger on snowmobile +

Pony trekking

Racquetball

Rambling (under 2000m altitude)

River canoeing up to Grade 3, life jacket and helmet must be worn

Roller skating

Roller blading

Rounders

Rowing

Running-sprint/long distance

Safari (UK organised)

Sail boarding

Scuba diving* down to 30 metres if qualified and not diving alone or accompanied by a qualified instructor (see notes below).

Sea fishing

Skate boarding

Sleigh rides

Snorkelling

Squash

Surfing (under 14 days)

Tennis

Tour Operator Safari

Track Events

Trekking (under 2,000 metres altitude)

Volleyball

War Games (with eye protection)

Water Polo

Water Skiing

Windsurfing

Yachting/Sailing (passenger only, inside territorial waters)

Yoga

Cover under Section G – Personal liability for those sports and activities marked with a + is excluded

*Scuba diving - scuba diving to the following depths.
Provided you are diving under the direction of an accredited dive marshal, instructor or guide. Alternatively, if qualified, within the guidelines of the relevent diving or training agency or organisation and not diving alone:

BSAC Ocean Diver - 20 metres
BSAC Sports Diver - 30 metres**
BSAC Dive Leader - 30 metres**

PADI Open Water - 18 metres
PADI Advanced Open Water - 30 metres**
PADI Dive Master – 30 metres**
PADI Deep Dive Speciality – 30 metres**

SSI Open Water Diver – 18 metres
SSI Advanced Open Water – 30 metres

SSAC Sports Diver – 30 metres**
SSAC Master Diver – 30 metres**
** For the purpose of diving under sports and activities Grade 1

We must agree with any equivalent qualification. If you do not hold a qualification, We will only cover You to dive to a depth of 18 metres. You will not be covered under this Policy if you travel by air within 24 hrs after participating in scuba diving.

You can be covered under Section B – Emergency Medical Expenses and Section D – Personal Accident sections for the following activities provided that the activity is on an Incidental basis (unless otherwise stated) and subject to an additional premium being paid and shown on the validation certificate.

Medical Excess increased to £250
Personal Accident Sum insured reduced by 50%
Personal Liability Cover is excluded

Black water rafting (Grade 1 to 4) Life jacket and helmet must be worn

Boxing Training (no contact)

Bungee Jump (up to 3 additional)

Camel/Elephant Riding / Trekking (non incidental)

Cycle Touring

Dry skiing

Go Karting

Horse Riding (over 7 days, no Polo, no Hunting or Jumping – riding hat to be worn)

Hot Air Ballooning (organized pleasure rides only - non incidental)

Hurling

Jet Skiing (non incidental)

Martial Arts (no contact - training only)

Mountain Biking (no downhill, no racing)

Parascending/parasailing(over water, non incidental)

Rambling/Trekking between 2,001m and 4,000m

Safari (non-UK organised)

Sand boarding

Scuba Diving* non incidental, down to 50 metres if qualified and not diving alone or accompanied by a qualified instructor (see notes below)

Sea Canoeing

Sea Fishing (non incidental)

Surfing

Triathlon

White Water Rafting - (Grades 1 to 3) life jacket and helmet must be worn

Waterskiing/Windsurfing/Snorkelling (non incidental)

Yachting/Sailing (non incidental or as member of crew, inside territorial water)

*Scuba diving - scuba diving to the following depths, provided you are diving under the direction of an accredited dive marshal, instructor or guide. Alternatively, if qualified, within the guidelines of the relevant diving or training agency or organisation and not diving alone:

BSAC Ocean Diver - 20 metres
BSAC Sports Diver - 35 metres**
BSAC Dive Leader - 50 metres**

PADI Open Water - 18 metres
PADI Advanced Open Water - 30 metres
PADI Dive Master – 40 metres**
PADI Deep Dive Speciality – 40 metres**

SSI Open Water Diver – 18 metres
SSI Advanced Open Water – 30 metres

SSAC Sports Diver – 35 metres**
SSAC Master Diver – 50 metres**

** For the purpose of diving under sports and activities Grade 2

We must agree with any equivalent qualification. If You do not hold a qualification, We will only cover You to dive to a depth of 18 metres. You will not be covered under this Policy if you travel by air within 24 hrs after participating in scuba diving.

You can be covered under Section B – Emergency Medical Expenses and Section D – Personal Accident sections for the following activities provided that the activity is on an Incidental basis (unless otherwise stated) and subject to an additional premium being paid and shown on the validation certificate.

Medical Excess increased to £500
Personal Accident Sum insured reduced by 50%
Personal Liability Cover is excluded

Abseiling

American Football

Canoeing (Grade 4) life jacket and helmet must be worn

Kayaking (Grade 4) life jacket and helmet must be worn

Rugby

Sand Yachting

Tandem skydive (up to 2 jumps maximum)

White water rafting (grade 4) life jacket and helmet must be worn

Yachting/Sailing -(passenger only, outside territorial waters

Zip lining/trekking (safety harness must be worn)

You can be covered under Section B – Emergency Medical Expenses and Section D – Personal Accident sections for the following activities provided that the activity is on an Incidental basis (unless otherwise stated) and subject to an additional premium being paid and shown on the validation certificate

Medical Excess increased to £650
Personal Accident Sum insured reduced by 50%
Personal Liability Cover is excluded

Canyoning

High Diving under 5m (no cliff diving)

Horse Jumping (no Polo, no Hunting – riding hat to be worn)

Kite Surfing

Parasailing/parascending (over land, non incidental)

Rock Climbing (under 2,000m)

Rock Scrambling (under 4,000m)